A mortgage broker with local knowledge


Dr Nicholas Gruen

Way back in 2000 mortgage brokers and lenders said "what does an economist from Port Melbourne know about being a mortgage broker" and back in 2000 they may have been right. They also said who needs a mortgage broker who pays a cash rebate back to their clients. It might have seemed mad to them back in 2000 but we are still here and we now know a great deal about being an innovative and professional mortgage broker. In fact there are plenty of other mortgage brokers out there now trying to copy us.

CALL US NOW ON 1300 137 586


The property market in Melbourne appears to defy gravity at times however with so many conflicting reports it can be difficult to tell just where we stand. While values may not be falling - there is very significant discounting going with vendors lowering their asking price by as much as 25% in some areas ( Broadmeadows according to latest RP Data). It is very much a buyers market at the moment but many don't expect the trend to continue into next year.

With quite a deal of competition emerging between the major and second tier lenders, in my opinion now is not the time to let your bank dictate terms to you for your home loan. Did you know that some big banks are now using computers to assess your loan application, it's called automated credit scoring and when "computer says no" you have no right of appeal - even if you are an existing customer. Where as a bank might have five products we have over 20 lenders to choose from and that's well over 100 home loan products.  That includes the big banks but how about lenders such as AMP, ING, The Rock Building Society or Suncorp to name a few. We give you all of the facts - rates, application fees, ongoing fees and exit fees and we put in writing so that you can make an informed choice on your next home loan.

From Werribee to Mornington, if you are looking for a mortgage broker to arrange you home loan in Melbourne or in fact anywhere in Victoria, we are here to help you to help find your ideal home or property investment loan

Call 1300 137 586 to speak to one of our fully accredited, experienced professional brokers or email


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